FAQ – Answered by Our Support Team.

We have compiled a list of the most common questions that are asked by PaydayLoansOnline.net users. Check the FAQ to see if your question is answered by our Support Team.

Is PaydayLoansOnline.net a lender?

PaydayLoansOnline.net is not a lender. We are a lender introduction site. This means that we can pass our knowledge of the short term loan industry onto the consumer, offering an impartial and independent matching service. Rather than approach a single lender directly, we can offer a fast, online and no obligation framework for applying to […]

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Am I eligible for a Pay Day Loan?

If you are over 18 years old, employed with a regular paycheck, a U.S. citizen and resident in one of the states that permits payday loans and have a bank checking account, you are eligible to apply for consideration by one of the lenders connected to the PaydayLoansOnline network.

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What if I have bad credit?

PaydayLoansOnline.net has an extensive network of lenders, many of whom are bad credit specialists. This means that we can still help connect you to an appropriate lender regardless of your credit score. One of the benefits of using PaydayLoansOnline.net is that we are connected to a wide database of adverse credit lenders. This raises the […]

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When can I get the loan?

The process is fast and hassle-free. Once you have completed and submitted the 2 minute online application form, your application will be immediately screened by a panel of lender. It takes literally seconds to receive the on-screen decision. If approved and you accept the loan offer made to you, the money can be transferred directly […]

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Will my information be secure on your site?

PaydayLoansOnline treats consumers’ personal information with the utmost confidence. Our Privacy Policy details the action we take to keep your data safe and secure. We will not share your details with unauthorized third parties and we will take every possible step to help prevent fraud. PaydayLoansOnline.net is encrypted with SSL security and we are proud […]

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When will I have to repay the loan?

Your loan agreement will clearly state the length of the loan and when it needs to be repaid. This will depend on several factors outside of the control of PaydayLoansOnline.net In general, the loan funds will be repaid on or after your next pay day. The monies will be retrieved using automatic bank payments, so […]

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Are you more than just a loan comparison site?

Absolutely! In addition to offering fast, free and convenient access to our online short term loan matching, we are also a consumer finance education site committing to helping consumers to help themselves. Our site is full of research articles, video guides and help manuals to assist you with balancing your finances, combating bad credit and […]

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How can I spot a cash advance scam?

PaydayLoansOnline.net seeks to inform consumers of the possible scams that abound with payday loans. Consumers should be vigilant in combating bogus lenders. Here are two warning signs that often indicate a cash advance scam that you should report to the FTC and not accept: Unsolicited offers for payday loans Ignore unsolicited offers for payday loans. […]

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Are there any hidden charges and fees?

All of the lenders linked to the PaydayLoansOnline matching service comply strictly with all relevant state and federal laws, including the U.S. Truth in Lending Act. This means that consumers will be fully informed of all applicable interest rates, fees and charges that will apply to their payday loan. As an independent matching service, PaydayLoansOnline […]

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