PaydayLoansOnline.net is not a lender and does not provide lending services directly to consumers. PaydayLoansOnline.net only offers matching services and does not act as a correspondent, agent, or representative for any lender or aggregation service provider.
No Credit or Lending Decisions
PaydayLoansOnline.net does not make credit decisions or recommend or endorse any specific loan product, lender, or service provider.
Users of this website are not under any obligation to use this service to contact, apply for credit, or use any loan product offered by any lender or service provider. Please bear in mind that this service is not available in all the states of the United States and it subject to state and federal laws on payday loans. Those who submit applications for loans at PaydayLoansOnline.net will not incur any cost.
Database of Lenders
PaydayLoansOnline.net Searches a database of dependable lenders on the basis of applications submitted by consumers to match consumers with lenders and loans that are suitable for their needs.
Lenders Control Fees and Rates
Lenders will disclose information about fees and rates to consumers at the time of approval, as stipulated by the Truth in Lending Act and other statutes. At the conclusion of the search and application approval process, the consumer will be redirected to a lender willing to provide him with a short term loan.
The relevant information about fees and rates pertaining to the loan being offered by a lender via the PaydayLoansOnline.net network will be disclosed by the lender. Consumers need to review the information about fees and rates provided by their lender carefully at this time before agreeing to the loan terms. There’s no obligation to accept the terms offered.
Consumers’ absolute right of refusal to accept a loan
The consumer may agree or disagree to the lender’s loan terms and rate. The consumer has every right to refuse taking the loan even after approval if he/she doesn’t agree with the terms. After the consumer enters into a legally binding contract with the lender, he/she assumes all the risks and costs related to the contract.
The consumer is then obligated only to the lender. He/she is never at any point obligated to PaydayLoansOnline.net. The interest rates and fees are determined only by the lender to whom the consumer has been matched on the basis of the information provided in the application.
PaydayLoansOnline.net has no say in the determination of the fees and interest rates.
Payday loans are meant to provide short-term financial relief. They are not meant to be used as long-term financial solutions. Those who are facing credit and debt problems need to seek professional advice. Consumers are advised to learn about the risks associated with payday loans, local laws and regulations governing payday loans, recent developments in their state, and other loan options.
There may be changes in the list of states serviced by this website from time to time, without any notice.
No guarantee of approval
PaydayLoansOnline.net does not provide any assurance that filling out an application form will result in you being matched with a lender or service provider. There’s no guarantee that you will be offered a loan product with satisfactory terms or rates, or get a loan from a lender or service provider.
Please note that PaydayLoansOnline.net specifically does not offer or solicit payday loans in all states.