PaydayLoansOnline.net – Privacy Policy

Last updated: April 22, 2013

PaydayLoansOnline.net (“the Website”) uses various third party businesses including vendors, affiliates, and advertising networks in order to market the Website to prospective customers. We also market various third party services through advertisements or service request forms in which a visitor may be redirected away from our Website to another third party site.

Usage Agreement

PaydayLoansOnline.net is intended to be used only by legal residents of the United States, United Kingdom or Canada who are over the age of 18 are legally permitted to apply for payday loans. By using the Website you agree to and accept the terms of this Privacy Policy. If you are not 18 years of age or older and a resident of the U.S., U.K. or Canada please do not use the Website. We do not collect or store information from individuals under the age of 18 for any purpose.

By submitting your contact information and other information you are granting us, and our affiliated sites and vendors, permission to contact you via phone, mail, email or direct mail. We treat information about our former customers the same way in which we treat current customer information.

Change Notification

The Website may update the Privacy Policy from time to time to document changes to our privacy practices. We reserve the right to alter our privacy practices and this Privacy Policy for any reason at any time. It is recommended that you read and review this Privacy Policy every time you access the Website or use any related service.

PII Procedures

The Website collects and compiles personally identifiable information (“PII”) through various methods including loan request forms. PII data is collected in order to contact, identify or locate a person and may include the following pieces of information: first name, last name, address, Social Security number, zip code, city, state, length of residence, whether you rent or own your residence, email address, driver’s license number, phone number, work phone number, time when you may be reached, birth date, where you are in the armed forces, source of income, employer’s name, duration of current employment, employer’s phone number, pay dates, your job title, how often you are compensated for your job, IP address, browser specifications, bank routing number, bank account number, type of bank account, name of your bank, bank phone number, amount of time with bank account, how you are paid, income per month or amount of loan desired.

We cannot guarantee that all of your PII will not be disclosed in ways not covered in this Privacy Policy. There may be circumstances in which the disclosure of your information happens as result of unlawful interception or transmission to a third party. Your PII may be disclosed by PaydayLoansOnline.net in response to a subpoena or other investigative demand, court order, or request for cooperation from a government agency or law enforcement agency.

Third parties with whom your PII is shared may have their own policies concerning the use and disclosure of your information. The policies of those third parties will govern the use, handling, and disclosure of your information once it has been transferred or shared by us with those third parties according to this Privacy Policy and our Terms of Use. A disclosure may be made to establish or exercise legal rights, defend against legal claims, or if required by law.

By using the Website you agree to our use of PII or other identifiable information. In order to comply with the Gramm-Leach-Bliley Act, 15 U.S.C. 6802, (“the GLB Act”), this Privacy Policy will serve as the start of your customer relationship with us and it shall serve as the annual “privacy notice” as stated in the GLB Act. The Website may include links to third party sites. We are not responsible for the practices and policies of third party sites and we encourage customers to take heed of third party sites and fully read their policies if they collect PII.

Other information that cannot be linked to any particular individual may be collected by means of cookies or third party tracking systems. PaydayLoansOnline.net may share this information in summarized form with its suppliers and other third parties for analysis of website statistics and trends.

Opt-Out and Opt-In

Some sections of the Website may be inaccessible if PII is not submitted by the visitor. Note that we may not be the only buyer of your information if your PII was acquired from a third party affiliate or vendor. We are not responsible for communications you receive from third party companies who may have also acquired your contact information from another source.

Third Party Websites

This website may contain links to other websites or automatically redirect you to the websites of third parties, which are not governed by this Privacy Policy.

PaydayLoansOnline.net may permit third parties, including payday loan lenders and advertising partners, to display advertisements on this website. Tracking technologies, like cookies, may be used by these companies to collect information about users who view or click on these advertisements. No personally identifiable information is provided by PaydayLoansOnline.net to these third parties.

Cookies

A cookie is a file which contains data that is stored on a visitor’s hard drive.  This data includes information about the visitor.  A visitor has the option to reject a cookie and they still will be able to access our Website, however, the user may not have access to certain sections of our Website if cookies are disabled.  The purpose of using cookies is to allow us to track the intent of our visitors and enhance visitor experience while using our Website.  All cookies, including session cookies and persistent cookies, served on the Website are tied to PII that you provide.  Our affiliates and partners may use cookies on our Website, however, we cannot control or access cookies set by third parties.  

Privacy Seals

The Website is tested and certified daily with McAfee and the website is McAfee SECURE™.  The Website has passed all security tests conducted by McAfee which help protect the visitor from viruses, spyware, identity theft, and other threats online.  We are fully committed to protecting your privacy.  Our McAfee trustmark is authentic and updated in real time.  If you spot a fake trustmark you may visit https://www.mcafeesecure.com/verify?host=paydayloansonline.net  for trustmark abuse issues.

Information Sharing

We have business relationships with various partners, including affiliates and vendors who have various offers that may be co-branded on the Website. These offers will be clearly identified on the request form prior to you completing the form. When you select a co-branded offer your PII will be submitted to our partner for review and the partner shall control the PII.

Security and Updates

Access to PII is restricted to employees of the company that need to know information in order to provide services to the customer. We have various procedural, technological and physical safeguards in order to keep your PII secure from unauthorized access. We strive to maintain accurate information and we would encourage you to take part in this process. To make any corrections to your personal information or verify any of your existing data you may contact support@PaydayLoansOnline.net.

Our contact information:

PaydayLoansOnline.net does not guarantee that your personal information will always remain secure. If you have any questions about this Privacy Policy statement, please send us an email at privacy@PaydayLoansOnline.net.